Stephen Parry Bankruptcy Attorney,

Barry Sisselman, paralegal/retired bankruptcy attorney

Learn Your Bankruptcy rights with a free consultation

714-937-0600

Don’t lose your home or car!

File bankruptcy for almost any kind of debt and build new credit.

Get rid of credit cards…forever. It doesn’t matter if you are current or behind on your credit card debt. We can even help you if you’ve used your cards a lot recently – don’t listen to the other attorneys on this. Get rid of judgments, liens, garnishments, and bank account levies. Using the lien avoidance power of bankruptcy law, we can remove judgment liens from your home in Chapter 7 or Chapter 13. In many cases we can even recover recently garnished wages or levied bank account funds for you as part of the bankruptcy filing process.  Subject to certain Criteria, we can get rid of your IRS income tax debt and Franchise Tax Board income tax debt, if it is more than 3 years old.

You should know your rights under Federal Bankruptcy Laws.  Call us, learn the truth about these:

Common Bankruptcy Myths:

# My car is financed – if I file for bankruptcy they will take my car or I will have to give up my car.

# I own my car outright – If I file for bankruptcy I will have to give up my car.

# I own several cars – If I file bankruptcy I will have to give up all but one car.

# I have equity in my house – If I file bankruptcy I will lose my house/condo/time-share/land

# Bankruptcy will destroy my credit.

# Bankruptcy will be a black mark on my credit, or will prevent me from having good credit for 7 yrs, 10 yrs, etc.

# If I file for bankruptcy I won’t be able to buy a house in the future.

# If I file for bankruptcy I won’t be able to finance a car.

# If I file for bankruptcy I won’t be able to rent later on.

All of these statements about credit and financing are either completely false or substantially misleading – call us and find out why.

# I can’t file bankruptcy on taxes – Not true!

# Bankruptcy is complicated – I won’t find out until my “trial” if I will get bankruptcy or not.

# They “changed the laws” – now it is difficult to file bankruptcy.

Above statements are completely false and substantially misleading – call us and find out why

# I have good income or high income so I can’t file bankruptcy on my debt. May be true with respect to Chapter 7 (although not always), but you can always use Chapter 13 – call us to find out how and why

# If I file bankruptcy it gets published and everyone will know – false as to individuals, partially true as to business filings – call us for information

# I have to be “behind on my debts” to file bankruptcy.

# I have to wait a certain period of time after using my credit cards or making charges, before filing for bankruptcy.

Completely false or substantially misleading – call us to find out why

# I can’t file bankruptcy on taxescompletely false or substantially erroneous – call us and find out why

# I can’t file bankruptcy because my spouse doesn’t want to file, or doesn’t want to “ruin his/her credit” – we can usually get around this, and you will be able to get rid of your debt in many cases without your spouse having to file and without affecting his/her credit – call us for more information 714-937-0600